Terms of Use

Pikasagi · Hong Kong SAR · Effective 15 March 2026

These Terms of Use (“Terms”) govern your use of the website at pikasagi.com and, where stated, general rules for our software. Additional terms may apply to specific apps (for example, Apple’s Licensed Application End User License Agreement for iOS apps).

1. Who we are

The services described on this site are offered by Pikasagi, based in Hong Kong SAR.

2. Not professional advice

Our apps (including TaxHo) are tools to help you organize information. They are not a substitute for professional tax, accounting, or legal advice. You are responsible for your own filings and compliance with applicable laws. Use our products at your own discretion.

3. Acceptable use

You agree not to:

• misuse the site or our apps (including probing, scraping, or attacking systems);
• attempt to reverse engineer or circumvent security or licensing;
• use our brand or assets in a way that implies a false endorsement; or
• use our services for unlawful purposes.

4. Intellectual property

The site, branding, and our software are owned by Pikasagi or our licensors. We grant you a limited, revocable license to use the website for personal or internal business browsing. Apps are licensed as set out in the App Store and any in-app terms.

5. Purchases and subscriptions

In-app purchases and subscriptions are processed by Apple. Pricing, billing, renewals, cancellations, and refunds are handled according to Apple’s rules and your Apple ID settings.

6. Disclaimers

Our website and apps are provided “as is” and “as available”. To the fullest extent permitted by law, we disclaim warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee uninterrupted or error-free operation.

7. Limitation of liability

To the fullest extent permitted by law, Pikasagi will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising from your use of the site or our apps. Our total liability for any claim relating to the site shall not exceed the amount you paid us for the specific product or service giving rise to the claim in the twelve (12) months before the claim (or, if none, zero for free services).

8. Third-party services

We may link to third parties (for example Apple, Instagram, or GitHub). Their terms and privacy policies apply when you use their services.

9. Changes

We may update these Terms. We will post the new “Effective” date at the top. Continued use after changes means you accept the updated Terms, except where applicable law requires a different process.

10. Governing law

These Terms are governed by the laws of Hong Kong SAR, without regard to conflict-of-law rules. Courts in Hong Kong shall have exclusive jurisdiction, subject to mandatory consumer protections where they apply.